The Goal - One Million Dollars

My brother used to talk about his goal of two million dollars. He said once he had that, he could retire and not have to worry about money. That got me thinking. He was right. In fact, I wouldn’t even need two million dollars. At one million dollars, I could make as much money […]

Compounding Mistakes

I think most people know that compounding interest in savings account it a pretty amazing thing to see in action. Basically, compounding can make someone rich given enough time. Unfortunately, the only thing I get to see is myself making mistake after mistake, seemingly compounding every single one, until I’m in a hole so […]

The Debit Card - Why I can’t use one

The Problem
The debit cards should be such a convience. An electronic hookup to your checking account is a great idea, and for most people, I think it would make their accounts easier to manage. In my case, I can’t use a debit card for one simple reason, Because it ends up costing me a bunch […]

The Paycheck Advance Cycle

You’ve seen those places. They seem to be everywhere now. “Get $200 Now!”

Unfortunately, I fell into one of those places, and because of that, I’ve become a regular at them, which just proves that I can waste money with the best of them. Everytime I walk into those places, I am wasting between $20 and […]

Life Gets in the Way

One of the podcasts I listen to when I have time is called Motivation to Move by Scott Smith. In these podcasts, he is always talking about how life always seems to get in the way, so you have to plan for it. This weekend, Life got in my way, and unforunately, I had no […]