What to snowflake first? - SnowFlake Step #2

I’m having some trouble deciding what exactly should be my first snowflaking target. I have two specific targets that I need to attack, and I can sort of argue for both to be the first goal. First, there is the emergency fund. According to Dave Ramsey in the Total Money Makeover, I should start with [...]

The First day of the Rest of Your Life

I guess it really is true that today is the first day of the rest of your life. To be more precise, each moment is the start of the rest of your life. This past weekend, life got in my way a lot, and I let some of my resolutions and goals get put on [...]

The Idea of Snowflaking - Snowflake Step #1

If there is any philosophy of debt reduction I can see myself getting behind is the snowflake method. I first heard about the idea of snowflaking on a site I’ve been reading a lot of lately, Paid Twice, and I think the idea behind the snowflake method is similar to what I’m trying [...]

Slip Sliding Away…

Well, it happened once again. I got my paycheck on Friday, and it included my bonus. With the extra money, I should have used it as a chance to completly get back on track. Unfortunately, I fell back into my old habits, and spent way too much money on things that I did not plan [...]

Response to a challenge

My brother sent me an email after I talked to him about my difficulties following through on my weight loss new year resolution. He challenged me to come up with ten, non-shallow reasons for me to lose weight, and five things that are painful things that are happenning because of my weight, and then [...]