Well my hope that my car would last me until I was able to buy a new one is gone. A couple of weekends ago, my car broke down and the cost to repair it is more than the cars worth. After stressing out about all of this for a few weeks, I finally ended up getting a used car via a loan through a credit union. Now my credit isn’t good at all, so I had to get some help with the loan. What I ended up doing is having my mom get the loan through the credit union with me as the co-signer. It’s definitely not the best way to do this, but unfortunately, I didn’t have much of a choice. Where I live, you pretty much have to have a car. There is no public transportation or anything.
In the end, it means I’ve added on some debt. The good thing is that I’ve got a nice car that will last me longer than I’ll pay on it. I’m going to truly try to pay off the car in less than two years so I can get out from under this loan and make sure my mom is out of it as well. I may have had a set back but that doesn’t mean I can’t keep taking steps forward.

Filed under: blogging, goals