June Month in Review

Well, it’s been a while since I’ve consistently been up here making entries. Hopefully that will change soon. I want to get back on track because I was really doing some good things. For the most part, I’ve been able to keep those up these last few weeks. I’m still tracking my money real well. […]

New Money Spreadsheet

I just uploaded an updated version of my money spreadsheet. No major changes or anything, but I did make a few changes.

separate tracking spending from balancing checkbook

separate tracking money/spending from balancing checkbook/Debit Card
I think where I would get missed up is I tried to keep track of where my money went by looking solely at the transactions at my checking account, via check or debit card. THe problem with this is two-fold. First, I couldn’t track what I spent Cash […]

car - what should I do

Yesterday, I mentioned that my credit is basically keeping me from getting a car. The problem is that I really need to get a new car. At least that’s what I’m thinking. I love the car I’m driving right now, but it’s close to twenty years old (it’s an ‘89). I’m starting to have some […]

What Bad Credit really costs you…

The simple fact is that I need to buy a new car. I make good money and I could afford a car payment. The problem is that I can’t buy one for a simple reason, my credit is not good enough for people to give me a loan. That means I cannot buy a […]