I’m having trouble coming up with some snowflakes!

I’m having trouble coming up with some snowflakes! I know I’m supposed to take snowflakes from anywhere, from budget shortfalls to money found on the street. Unfortunately, I’m not really finding any money on the street. I have been looking though. I almost ran into a pole on the sidewalk because I thought [...]

What to snowflake first? - SnowFlake Step #2

I’m having some trouble deciding what exactly should be my first snowflaking target. I have two specific targets that I need to attack, and I can sort of argue for both to be the first goal. First, there is the emergency fund. According to Dave Ramsey in the Total Money Makeover, I should start with [...]

Tracking Every Penny Update #1

A few weeks ago, I posted an entry on tracking every penny I spent. Now, I’ve got an update on how that is going.
Unfortunately, it took me a while to get to the point where I was consistently writing down every thing I spent money on. It’s pretty difficult to remember to write [...]

The Goal - One Million Dollars

My brother used to talk about his goal of two million dollars. He said once he had that, he could retire and not have to worry about money. That got me thinking. He was right. In fact, I wouldn’t even need two million dollars. At one million dollars, I could make as much money [...]

The Paycheck Advance Cycle

You’ve seen those places. They seem to be everywhere now. “Get $200 Now!”

Unfortunately, I fell into one of those places, and because of that, I’ve become a regular at them, which just proves that I can waste money with the best of them. Everytime I walk into those places, I am wasting between $20 and [...]