My Snowflake Rules - Snowflake Step #6

Okay, so now I’m fully on board with this Snowflaking thing, and it’s time I made me some hard and fast rules to live by so I can achieve my goals. What I’m going to do is write down every process/rule I can come up with for my snowflaking goals, and print them out and [...]

New Budget Spreadsheet - SnowFlake Step #3

Last time I mentioned how I couldn’t find any snowflakes basically because I didn’t have a budget. My goal was to go about creating a budget and a tool to help me create and track my budget. I think I’m closer to having my checkbook spreadsheet setup for tracking budgets. Right now, I don’t have [...]

The Idea of Snowflaking - Snowflake Step #1

If there is any philosophy of debt reduction I can see myself getting behind is the snowflake method. I first heard about the idea of snowflaking on a site I’ve been reading a lot of lately, Paid Twice, and I think the idea behind the snowflake method is similar to what I’m trying [...]

Slip Sliding Away…

Well, it happened once again. I got my paycheck on Friday, and it included my bonus. With the extra money, I should have used it as a chance to completly get back on track. Unfortunately, I fell back into my old habits, and spent way too much money on things that I did not plan [...]

Tracking Every Penny Update #1

A few weeks ago, I posted an entry on tracking every penny I spent. Now, I’ve got an update on how that is going.
Unfortunately, it took me a while to get to the point where I was consistently writing down every thing I spent money on. It’s pretty difficult to remember to write [...]