Last time I mentioned how I couldn’t find any snowflakes basically because I didn’t have a budget. My goal was to go about creating a budget and a tool to help me create and track my budget. I think I’m closer to having my checkbook spreadsheet setup for tracking budgets. Right now, I don’t have it setup to be as automatic as I would like, and I’ll keep working on that over the next few weeks. I guess you would say that this is a first draft I’m going to post up here.
It has a couple of different things that I use for my budgeting. The first thing I did was separated my checkbook and other accounts from my budget, and set the budget to be based on the tracking every penny I spent. This makes it easier to track what I spend in cash, instead of having to wing that. So, the Excel sheet has what I call a money log, which is my every penny tracking sheet, and then other sheets for each account I have, checking or savings. This money log feeds the Monthly page where I can compare it to a budget I create.
That’s just a quick description of what I got going on. Since I’m just starting to use the spreadsheet this way, I’m sure I’ll add little things to get it going better and better as I go. Feel free to download it and check it out. Send me a shout if you have any questions on it, or comments, or suggestions. Hopefully, this will help me come up with a few more snowflakes in my quest to beat down my debt.

Money_Spreadsheet

Filed under: budget, money, snowflake