Ugh, what a terrible feeling. My payday is here, and I need the money badly. The problem is that all of that money is already spent. To be honest, more than my paycheck is already spent. Of course, I’m stressing out over that in such a way that I’m literally feeling sick to my stomach. I’m having a hard time concentrating at work, even though I’ve got a lot to get done. It’s affecting my whole attitude and happiness, and what makes it worse is that I know it’s my own damn fault.
But I started this blog because I know the importance of making small steps to achieve a goal, and right now, my goal needs to be to get back to even in my finances and get to the point where I am no longer in a situation that I feel this way. So, I need to figure out the steps I need to take to get me there. Then, most importantly, I need to follow through on these steps, so I can be happier about my situation. The first step is to vent, and get my thoughts down on paper. At least I’ve got that started with this post.
Next, I need to figure out exactly why I feel the way I do, and what it will take me to get out of the hole I’ve put myself into. It’s hard to dig out of a hole if you don’t know what’s going on. Once I figure that out, I can take the next step of figuring out what all I can do to fix my problem, but first, I must write down on paper exactly where I’m at at this very moment in time. I’ll report back once I have all that down.

Right now, I have to have the discipline to take the next step.

Filed under: debt, money